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Rates

Rates FEES

Effective as of: 05/22/2015
VACATION LOANSTERMRATE
$5006 Month5.9% APR*
$1,00012 Months5.9% APR*
 
HOME EQUITY LOANSRATE
5 Years6.0% APR*
10 Years6.25% APR*
15 Years6.50% APR
 
LOANSRATE
Revolving Loan15.0% APR*
With Life Insurance Purchased14.0% APR*
Debt Consolidation13.7% APR*
 
NEW AUTO LOANSRATE
24 - 72 mo3.9% APR*
Match Rate Policy Limit2.0% APR Floor Limit*
 
USED AUTO LOANSRATE
1st thru 4th year3.9% APR max 60 months*
5th thru 8th year3.9% APR max 48 months*
9th year3.9% APR max 24 months*
Model years change on November 1st
 
MOTORCYCLE, SNOWMOBILES, SMALL WATERCRAFTRATE
3.9% APR*max 72 months
 
CREDIT CARDSRATE
VISA Classic11.90%
VISA Platinum Preferred9.9%
Minimum Finance Chg -0-$.50
Late Pmt Fee $25.00$25.00
Over Limit Fee $25.00$25.00
25 Days Grace Period on Balance
Method of Computing the Balance for Purchases Average Daily Balance new purchases
No Annual Fee
 
Match Rate Policy
We will match another institutions rate and terms, on autos and boats or RV Vehicles.
(2.0% APR lowest rate we will match)
DIVIDEND NEWS!APYMINIMUM DEPOSIT
Shares0.20%$10.00
Money Market0.30%$2,500.- $9,999
0.40%$10,000 - $24,999
0.50%$25,000 - $59,999
0.50%$60,000 - OVER
Match Rate Certificate Policy - Call for Details *No Dividends Paid to Closed Accounts
IRA0.50%
APR = Annual Percentage Rate
APY = Annual Percentage Yield